Car Loan Payoff Calculator

See how different payment schedules and extra principal payments could change your car loan payoff.

This editable calculator includes four worksheets: Monthly, Bi-Weekly, Weekly, and Daily. Enter your loan amount, APR, start date, first payment date, term, and optional extra principal payment to view estimated payment schedules, payoff dates, total interest, and potential interest and time savings.

Use the month-by-month or payment-by-payment breakdown to compare strategies and adjust your inputs as your plan changes. Estimates use daily simple interest and may differ from your lender’s calculations, fees, and actual payment application.

Digital download: one editable .xlsx workbook designed for import into Google Sheets. No physical item will be shipped.